Once the Chapter 7 bankruptcy case is filed, there is a deadline set to object to the debtor’s discharge.  Shortly after that deadline has passed, if there have been no objections to the discharge, and all of the post-filing requirements have been completed, the debtor shall receive a discharge likely within 10 days thereafter.  What is this post-bankruptcy filing requirement that I speak of.  What I’m speaking of is the two hour financial management class that each individual debtor must take prior to receiving a discharge.  If the debtor does not take that two hour financial management class, the case will close without discharge.  In those cases, the debtor has gone through the complete process, paid the filing fees, appeared at the 341 meeting of creditors, and yet will not receive a discharge on those debts.
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